Archives For retirement

Future-1This post finishes up my multi-part “insights” series about where and how I go from here.  My overall goal is to do what is necessary to live a happy, wild, and free retirement. Some of my commitments are personal in nature so I won’t be sharing them here. But I will give you the others. It was a very enlightening time for me. I finally managed to “listen to myself” and gain some new sometimes surprising insights:

  • I vow to be more tolerant of other’s beliefs but that does not mean I will let others run roughshod over me. I believe that we are all praying to the same God. It is simply that humanity has managed to invent so many versions of God to meet our own expectations. I heard a quote the other day that sums this concept up. It goes “And on the third day man created God...” God is God and it is not up to me to decide what he believes, how he judges, or even what he does or maybe even more importantly doesn’t do. It is also not up to me to determine who he will “save” but I personally do believe that in the end we will all be reconciled with him. Finally It is up to me to listen for the things she gives me for living my live as she wants me to.
  •  I vow to try harder to do what my blog header says and to not take myself or life for that matter too seriously. Life, especially mine, is too short to worry about things that I can’t possibly change. It is also too short to fear what others might do.
  • I vow to live more truly to my purpose in life. It is what drives me as a person. It is who God intends for me to be. But I also learned that as the saying goes all work, toward purpose or not, and no play makes RJ a dull boy so I vow spend time to just have some fun for fun’s sake.
  • I vow to do more to live my life with zest.  I vow to ask myself each day what will make me happy and then to accomplish that wish on some level. I will also strive to do some creative activity every day.
  • I vow to never again just sit back and wait for fate to happen to me.  Fate is what I make of life. It is not a static thing to come over me. For the most part I make my own fate.
  • I vow to work harder to see the unnoticed things in life and to celebrate them within myself and with others. 
  • I vow to celebrate my eccentricity and to embrace creativity wherever I discover it. 
  •  I vow to not put off things that will make my happy and fulfilled until tomorrow. I don’t have enough tomorrows left for that kind of indecision.
  • I vow to my own self to be true….

Insight 5 — Eccentricity

January 12, 2015

I talked a little about “craziness” in the last post but I want to expand that concept this time to include eccentricity. A definition of this word is: a strange and unconventional behavior. In some ways that fits my current life. I seem to be a person who always looks at the unconventional way of doing things. I just don’t generally go with the flow so to speak. Is eccentricity something I should value more in my retirement life?

Here is a little about what Ernie Zelinski says about this topic. 

Unconventional“Eccentricity is not, as dull people would have us believe, a form of madness,” declared Dame Edith Sitwell. “It is often a kind of innocent pride, and the man of genius and the aristocrat are frequently regarded as eccentrics because the genius and the aristocrat are entirely unafraid of and uninfluenced by the opinions and vagaries of the crowd.”

 The more you are out of step with society, the greater your chances for self-discovery, adventure, and happiness in this world.

 Contrary to the popular belief that people like Ben Kerr are crazy, Weeks and James concluded that eccentrics are much more intelligent than the general population. True eccentrics are highly creative, curious, idealistic, intelligent, opinionated, and obsessed with some hobby. These non-conformists give themselves the freedom to be themselves, a luxury that most people in society haven’t learned how to enjoy. Eccentricity allows them to pursue hobbies and lifestyles that are their passions. Freed from the need to conform, eccentrics aren’t bothered by what others think about them.

It follows that only those who can be eccentric can truly live. Thus, celebrate your eccentricity and you will be set free . Your self-development and movement toward self-actualization will be wondrous, mysterious, and fascinating.

Ernie (2013-11-16). How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won’t Get from Your Financial Advisor (Kindle Locations 4174-4180).

Wow, from this quote it sounds like eccentricity is something that all of us should be honing. But if we are all eccentrics then that is the norm and that therefore no one would be eccentric. How’s that for insight. But in reality most of us are more conformists than we are eccentric. We want the types of houses others tell us we have to have. We buy clothes with manufacturer’s name boldly printed on them so we are in reality paying to be walking billboards. We bleach out our teeth to absurd degrees to be like everyone else. Most of us simply follow the crowd so there is really not much fear that those of us who are truly eccentric will become the norm.  Thinking outside the box to me is a form of eccentricity. We just don’t go along with the conventional wisdom of the day.

One thing I know I want to maintain and even enhance in my remaining years is my eccentricity. I am just too far along in my life to really care what others think of my behavior. All of the words “highly creative, curious, idealistic, intelligent” seem to be the things that I want to strive for more of in my remaining years.

 

<<<This is part of a continuing series of my year-end discernment period. Scroll down the center bottom footer to see the earlier posts list>>>

This post is a continuation of the discernment period I recently spent on thought of where I go from here. I retired from the corporate world fifteen years ago and from my own business nine years ago. Since then I have struggled with my retirement years.  Part of that struggle is due to the very different approaches to life between myself and my spouse. I love her dearly but we are two very different people. She is content with living a simple life of computer games, puzzles, TV, and naps. It is all she needs to have a fulfilled life. I on the other hand seek at least as some level new experiences, travel, and the unknown and to live a purpose beyond myself.  How to reconcile those differences between us has been a major portion of my distress.

When I read the following quote from Ernie Zilinski helped it gave me some insight into his problem:

2014-12-21_13-47-42Contrary to popular belief, by no means do all retired couples enjoy their time together more than they did when they were working. The fact is, even two people who have enjoyed a successful marriage for three decades can end up driving each other crazy when one or both retire….

A post-retirement lifestyle shouldn’t be limited to the retiree spending most of his or her time with their spouse. It’s essential that each partner have his/ her own interests….

It’s also important that couples give each other the freedom to pursue individual interests. Without the workplace to provide them with something to do, some retired individuals end up being lost souls, following their spouse wherever they go. Not giving their spouse the space and freedom to pursue their own interests can backfire and leave these retirees with even less company and less to do….

The key is to organize your life so that you have time with your spouse and plenty of time to do your own thing.

 

Zelinski, Ernie (2013-11-16). How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won’t Get from Your Financial Advisor (Kindle Locations 972-980). Visions International Publishing. Kindle Edition.

Almost all of the retirement books I have read, and I have read several of them, don’t address the issue of when spouses have very different ideas of what a happy retirement is. They say the divorce rate among people over sixty is increasing dramatically in recent years and I image this discontinuity between spouses is one of the primary reasons. Most of the blogs and such I read about retirement are accounts of how the spouses  agree on lifestyles and approaches to their retired lives. They spend their time doing what makes both happy, wild and free as Ernie puts it.  It just seemed like everyone always enjoys what the other does. Many seem to have an “Ozzie and Harriet” retirement life that I have never  really known.

While I occasionally get my wife to leave her nest, doing my own thing will now take on an added importance in my life. I simply can’t live the sedentary lifestyle of my spouse. Learning to do my own thing and getting my wife to accept that fact is going to be an important part of my future happiness.

 <<<This is part 4 of my year-end discovery period. Go to the home page and then scroll down to see earlier posts>>>

One thing that helped me during my recent discernment period was a book by Ernie Zelinski entitled: How to Retire Happy, Wild, and Free. Ernie has written several very popular books about retirement. I don’t really know what drew me to this one but it was worth the effort as it addressed many of my concerns that other books on retirement have not. It seemed this book was mainly a collection of clichés but that was ok. It was what I needed.  Let’s talk about a quote from that book:

2014-12-21_13-47-42Regardless of how talented you are and how successful you are in the workplace, there is some danger that you will not be as happy and satisfied as you hope to be in retirement. This may be the case even if you end up having friends to spend time with, living the lifestyle you want to live, residing where you want to live, and having many interesting things to do. What may be missing is a sense of purpose and some meaning to your life. Put another way, you will want to keep growing as an individual instead of remaining stagnant….

Most people have at least a vague sense that they should set aside some surplus cash now for retirement so they don’t have to rely on meager government pensions sometime in the future. But when it comes to how they will spend their time,

the majority of individuals are waiting for fate to show them the way. The more that these people expect from retirement without any effort on their part, the more likely that their retirement will be filled with boredom — even depression.

In my business life I had little time to sit back and contemplate my purpose. It was always to get the job done and to keep paying the bills. I put off any serious thoughts of life but when I retired that changed dramatically. For a good while just couldn’t find my “new” place in life. Much of this indecision was put off as I went from retirement from corporate world to six years of owning my own cabinet/furniture making business. But after those six years my “purpose” in life hit me head-on.  What do I do now??

I, like so many others just let life happen. I had always been a planner so this coping strategy was very foreign to me. Foreign but easy!! I initially spent most of my time in front of a television waiting for fate to show me what I was meant to do. As stated in the quote above that decision lead to some periods pretty deep depression and boredom that sometimes took weeks shake off.

I have come to the conclusion that the main reason I become bored is because I am letting my life happen instead of making things happen. Will I ever completely extinguish the feeling of boredom in my life?  Given my personality I am certain the answer to that is “no” but it is a matter of degrees not absolutes. Basically when I don’t challenge myself enough I fall into boredom. It seems as simple as that to me now.

Lets finish off this post with another quote from the book–

As would be expected, some retirees were bored, some were physically active, a few were expanding their minds, and a lot were waiting for destiny to show them the way.  

 

 <<<This is part 2 of my year-end discovery period. Go to the home page and then scroll down to see earlier posts>>>