RJ's Corner

Fear # 4 – Social Security Will Disappear

Only 20 percent of Americans believe there will be enough money left when it’s time for them to retire. To fix the problem, some people believe Social Security should allow means testing, where benefits are based on a… Read More

The birth of Social Security..

Aug. 14, 1935: President Franklin Roosevelt signed the Social Security Act, which guaranteed an income for the unemployed and retirees. Social Security was initially created to combat unemployment, but now functions as a safety net for retirees and… Read More

Why You Shouldn’t Regret Taking Benefits at 62

Consider this headline from a recent survey of retirees: “Many Regret Decision to Take Social Security Early.” Sounds ominous, right? Well, the problem is that the title isn’t entirely supported by the survey’s actual results, which found that… Read More

Owe It Again…

The History Of… Social Security

The Irony Of It All…

I have been kind of watching the preliminaries for this latest “super committee” forming in Washington to come to some sort of budget deal and I am not impressed. On the one hand my Republican friends often scream… Read More

The Tea Party Pledge….

I must admit that I spent over an hour yesterday watching the president’s news conference.  Boy, does that guy like to talk. But being a former college professor that shouldn’t be surprising. I will admit that I bought… Read More

Disability: the ‘de facto welfare program’

  Every month, 14 million people now get a disability check from the government. The federal government spends more money each year on cash payments for disabled former workers than it spends on food stamps and welfare combined…. Read More

Mr. 3.75 Percent

Source: Mr. 3.75 Percent – By Daniel Altman | Foreign Policy. One political leader who likes to plan for the really long term is Paul Ryan, the Republican nominee for U.S. vice president. By 2050, Ryan’s budget plan would… Read More

Military Spending Cuts…….

Here is another poll that shows when it comes to making cuts in Medicare or Social Security a big percentage of people think we should cut our bloated defense spending instead.  If we could somehow manage to get… Read More


Elections are a good deal like marriages, there’s no accounting for anyone’s taste. – May 10, 1925   Will Rogers You did it again Will. You perfectly described an election eighty-seven years in the future. There is just no… Read More

Get Rid of It!!!

It was 1965 when Medicare was enacted. I was just entering college so I still have some vivid memories of what went on around it.  I remember the conservatives in congress were saying such things as: We’ve got… Read More

Gaming The System……

Source: Get personalized help to max out Social Security. Social Security Solutions’ optimization plan calls for my wife to file for her own benefits at age 67 but immediately suspend her payments — a perfectly legal strategy known as… Read More

Is the Republican Party Insuring Its Own Demise??

Is the Republican Party insuring its own demise by it continuing to focus on a narrower and narrower core group.  I want to believe this is the case as the alternative is that we as a country are… Read More

Betting against death

Source: https://news.fidelity.com/news/article.jhtml?guid=/FidelityNewsPage/pages/secrets-of-social-security-2&topic=living-in-retirement On the other hand, some people advocate drawing Social Security benefits at the first opportunity. Doug Carey, who founded the financial planning software firm WealthTrace, says Social Security doesn’t see itself as an odds maker, but it… Read More

Taking Money Out of Social Security

Source: Obama Strikes Populist Chord With Speech in Heartland – NYTimes.com. The most recent proposal by Senate Democrats calls for reducing the share of Social Security payroll tax paid by employees to 3.1 percent from the already reduced level… Read More

You Live Longer If You Are Happy….

Source article:  Happy? You May live 35% Longer, Tracking Study Suggests | digtriad.com. Here is an interesting article about happiness. It seems if you are generally happy in life you live longer. We do know that happiness is… Read More

Are Commitments to Social Contracts Dead??

I worked over forty years of my life. During that time I paid social security taxes on almost all my income. Of course I realized that much of those taxes were used to pay my father and grandfather’s… Read More

Do you need a little help President Obama??

Dear Mr. President I know you are pretty busy creating your State of the Union address for next Tuesday so I thought you could use some free advice from someone outside of the beltway.  No, I don’t have… Read More


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