I recently watched an interview of a Christian clergyman of twenty years.  He was having doubts about his faith.  All of us have doubts and one time or another. Even Mother Teresa was troubled by them. Having doubts is not too unusual but this particular minister’s doubts were leading him to make the leap back to an agnostic or even worse. This is sad but it is not really the purpose of this post. During the interview the pastor noted something  I think he called the clubhouse effect. This is basically where religious beliefs take a back burner to maintaining … Continue reading The Clubhouse Effect…..

Source: http://www.aarp.org/money/investing/info-01-2012/war-on-savers.html I see the Federal Reserve has again announced that they will maintain a near 0% interest rate through at least mid 2013.  That might be good for the young couples who are looking to buy a foreclosed home but it is killing us seniors. I have had this topic on my blog list for quite some time now and the recent article in the February/March AARP magazine entitled The War on Savers  by Carla Fried brought it to the top of the list.  Here are some of the words from the article: “This country was built on hard work and savings … Continue reading These Low Interest Rates….