Medicare For All… It Just Makes Sense

Medicare is a system that has been in place for 50+ years. Its approval rating is well above any competition and it keeps the costs of healthcare down. Paperwork which drowns the private sector insurance is very well managed to less than half in Medicare.

mountain-660023_640.jpgSo, why should we be experimenting with other often radical solutions to our healthcare network in the U.S.?  I will admit that Obamacare was far from perfect. For one thing, it depends on the whim of private for-profit carriers. They say privatizing healthcare will spur competition and therefore reduce costs but that just isn’t happening.  TrumpCare, which is at least dead for now, wasn’t any better and seemed to be skewed towards giving the wealthy more tax breaks and abandoning care for millions now covered under Medicaid.

Why should we experiment with very risky systems when we have a time-proven system that does very well? It just makes sense to make Medicare for all of us. Can even Medicare be improved, of course it can. There is too much fraud that could fairly easily be prevented if we just allowed it to happen.  Having a law that prevents Medicare from getting discounts in the prescription drug market defies common sense.

Let’s expand a proven track winner and make it for all of us. We could then join the rest of the world in providing healthcare for all our citizens as a right, not a privilege of only those who can afford it. It would also relieve that burden from our business so that they can more effectively compete with foreign competitors. It just makes sense.

I don’t know what it will take to get all those in the beltway loony bin to understand this idea? But whatever it takes we need to work hard to make it happen. The sooner, the better.

It just makes sense…

 

Fear vs Hope..

Banner Having Y Say It seems my recent brush with death has left me with a different attitude toward life.  We are tragically wasting our lives with our obsession with fear when instead we should be celebrating all the reasons that hope is on our horizon.

This should be an age of hope. We are advancing so rapidly in the areas of medicine and technology as to make our future a bright one. Soon we will no longer have to worry about cancer or any number of other infirmities. We will be solving those puzzles with our knowledge of the genome.

Technology is replacing the need for human manual labor in so many areas. Once we text-2055651_640.jpgrecognize that a person does not need to put in a 40 hour week to be determined valuable we can move beyond that 100-year-old paradigm. Voice recognition has made major improvements in the last year or so. For me, that means closed captioning is almost real-time and more accurate than it ever has been. Anyone that uses a smartphone knows that voice-to-text is also getting much more accurate. I suspect that in the near future a universal translator will be on the scene. That will mean that we can go anywhere in the world and fully communicate despite language barriers. Our future is bright indeed.

fear-2083653_640.jpgBut for far too many of us our world is a world of fear. We fear others that are different from us. We think their overlying purpose is to do us harm. Republicans hate Democrats, progressives have conservatives. Our fear list is almost unlimited. The current U.S. Federal administration is all about fear. They are seriously considering drastically increasing an already absurd military budget while making some draconian cuts to brother’s keeper issues. Everything seems to be about fear now. Hope has moved to a back burner when it should be on the forefront.

What will it take to turn this around? A paradigm shift probably. Generally, you can’t decide to do a paradigm shift, it just happens when the right circumstances occur. Instead of letting our fear dominate our lives we need to just “get over it”. We were much closer to armageddon when I was a child in the 1960s than we are now. Almost everything was more dangerous then. I am a big believer in learning from history so we don’t have to constantly learn the same lessons over and over again.

Yes, a handful of bad guys killed a few thousand of us almost seventeen years ago but that is a very small number considering many other things. Let’s not fixate on bad guys, they have always been around and always will, be but being paranoia consume us is really letting them win. A terrorist’s sole purpose is to strike fear in those they hate. We are giving them exactly what they want by our obsession with fear.

Simplicity At RJsCorner

Even before my recent brain injury and resulting surgery, I was contemplating some serious changes here at RJsCorner.  Quite simply I was getting bogged down in the “inside the beltway” insanity that ruled my world. I now realize that was an obsessive reaction to recent national events that were beginning to overwhelm me.

A foundational part of my being is that I am an Aspie.  I demand logic and reason in my life and I saw myself losing both. Something had to change and I have been working on that for the last couple of weeks. Yes, even while my brain was bleeding inside my head. I have had a lot of time to think about all this during my recuperation period and will have lots more time for at least another month.

Simplify-2.jpgThe restructure I have come up with so far seems to be a logical way out of this dilemma. The categories and subcategories of posts that have evolved over the nine-year life of this blog were getting way too complicated. So, I decided to take on the mantra of “Simplify”.

My study is quite literally overloaded with the idea of Simplicity. I have eight different plaques with the word “simplify” on them strewn across its shelves and walls. Looking back I now realize I have not really taken them seriously. Maybe, as Jane who is one of my frequent commenters here joked,  Dr. P. “fixed some of the loose screws in my head” when he was taking care of the brain bleeds. 🙂 Whatever the reason I realize that simplifying things now is a serious necessity.

Here is the new structure for all my future posts:

  • Simplify-3My View Of The World
    • My Life and Time
    • Inside the Beltway Loony Bin
    • Having My Say
    • God & Religion
    • In The News
    • Our Culture & Times
  • In Search Of America
    • Travels Across America
    • American Heroes
    • History Lessons
  • Crayon Marks (scribbled across my mind)
    • 5 Star Pics & Memories
    • Beautiful Things
    • Creative Things
    • Outside The Box

I know many, if not all of you are really not that interested in these things but they are vital to me so you will have to bear with me at least for a few explanation posts in the coming week. Without a roadmap, I am simply unable to function; this is my roadmap.

I will try to equally distribute my posts between the three categories so as not to become obsessed with any of them. But, being totally focused on something is another part of being as Aspie so I will have to remember that.  I will also be purging some of the old posts that lost links when these changes were made. Again you are probably not that interested in this but it is important to me.  One thing I will absolutely try NOT to lose is my sense of humor about how I look at this crazy world.

Simplify.jpgSo, here is in with the new and out with the old.  I hope you all stick around to see the improvements. I promise you one thing, it will never get boring here on RJsCorner, but it will hopefully be a little less heavy. 🙂

I’m Tired Of Funding The Economic Recovery

 Banner Having Y Say   I spent most of my life as a saver, some would have called me a penny pincher. I drove cars to the end of their life while I saw my neighbors buy a new one every three years or so. As a result, I accumulated enough wealth along with a pension from thirty years in the corporate world to not have to worry about my retirement years. That is until things got totally out of kilter. By kilter I mean when interest rates on savings and CDs went to zero almost a decade ago. I now have all this cash and everyone seems to think that I should just hand it over to them with no quid pro quo. That just doesn’t seem right to me. That isn’t the way capitalism is supposed to work. 

2017-03-15_07-54-23.pngNow I admit that the 15% inflation interest rates in the 1970s were insane but things are even more so now.  I bought my first house in 1984 at the age of thirty-eight.  It came with a 10+% interest loan and required a 20% down payment. These days people are complaining because home buying rates might go above 3% and they might be required to have more than the usual 2% of the price up front!  How did we get here where all us senior are being gouged? It’s called the Federal Reserve.

For some reason, the “Feds” think that the 1% who owns more than half the wealth won’t let loose of their money unless we give them more in the form of a no-interest loan. If we seniors just hand our hard earned savings over to them then they might put in a little of their own along with it as long as they make a hefty profit.  The rich get richer is not an oxymoron, it is a fact of life as far as the Federal Reserve are concerned.  It’s their modus operandi.

One of the first things I did as a young saver was to buy a monthly savings bond. It started out as a $100 bond but quickly grew to a $500 one. I now have twenty years worth in my savings vault and it makes up about 10% of my non-stock portfolio. Right now it pays about 90% of the interest I get from all my non-stock investments and that is ridiculous!

There are some, but by no means a majority of the younger generations, who say that we baby-boomer robbed them of their rightful prosperity and left them with our debt. To that, I say “don’t be ridiculous”. I earned my money the hard way, it wasn’t given to me as so many seem to expect nowadays. So many want all the tax breaks and government services but don’t want to contribute anything towards the upkeep of government agencies.

Hopefully, interest rates will at least double this year. Then maybe I can start earning a little on all my hard-earned savings. I’m just tired of them trying to fund a 0% interest rate on the backs of us seniors… Throw us some scraps from the interest rate tables please.