Retirement is not a onetime thing; it is a long term process. In earlier years when I was preparing for retirement I deemed it pretty much that event where I left the workforce and collected my virtual gold watch. But after that ceremonial event is when the real thing takes place. I must admit I struggled with just what to do for the first year or so of my retirement. I finally decided that I really didn’t want to fully retire so I ended up opening a woodworking cabinet shop. That lasted, to one success or another, for about six … Continue reading Don’t worry that you may make the wrong decisions.

One of the problems I have faced with retirement is the question “Where are the milestones?” I have up until retirement gauged most of my life by its milestones. They go something like this: Starting School My first communion Becoming a teenager Getting my driver’s license Graduating high school Deciding on college Being able to drink “legally” Graduating college Getting my first full time job Getting married Getting my first promotion Retirement Ok, so now I am at the last milestone on the list. What comes next? What is there to look forward to now? I have viewed my whole … Continue reading Where are the Milestones??

  I think most investment advisers are actually in the “anti”  retirement business as they scare us out of it by insisting that the you need as much income in retirement as you did before! They actually seem to be discouraging us from thinking about actually retiring!  But then again they make their living taking a “small” percentage of your money in the process of  fixing your mistakes and getting you ready for your retirement years! I guess that needing as much money after retirement as before might be true to some who have maxed out a bunch of credit cards, failed … Continue reading Retirement Investment Advisers…

Yeah, I’m probably pretty typical of a retiree in that I have read several books on what to do in my retirement years. To be quite frank none of them have been terribly useful to me! But that does not mean they were not worth reading. They did incite me to think about various things. Most retirement books are pretty generic: Get a hobby, enjoy the simple things, adjust your spending…. But there are tidbits of useful information out there. Just don’t expect a paradigm shift as a result of reading a retirement book. One of the things that retirement … Continue reading Books on Retirement Living….

One thing I haven’t mentioned yet about this blog is that it will be much about retirement living. Yeah, I know you are saying “You are in retirement and still don’t know what you want to do when you grow up?” Well, that is just who I am I guess! I retired, or I could say I was retired, from the corporate world ten years ago by a down sizing. I think the Hong Kong company that bought our corporate division just wanted to get rid of all the higher paid old people and I was included in that group. … Continue reading Retirement Living…