The Best Thing About The Worst Time…

I think just about all of us can pretty quickly recall some of our worst times in our lives. For me, one of those times was the damage done to my wife when the small Evangelical congregation we belonged revoked my membership due to my failure to align with the belief that, among other things, the earth is only 6,000 year old and any seeming proof otherwise is just God trying to trick us.¬† My wife, who was recuperating from cancer surgery, was devastated by the rejection but even more so by the sudden loss of so-called friends there.¬† It … Continue reading The Best Thing About The Worst Time…

Never Get A Day Off…

After some serious adjustments in my thinking I kind of find myself frequently asking what day it is. Without the job to define my life, each day seems to fold into the next. Holidays are just another day to us retired folks, especially those of us without any children or grandchildren for visits…. I am generally one of those who struggle to get through this time of year but not so much this year.¬† Maybe the warm weather is helping… maybe it was the 5 million lights at Branson recently.. Fa La La Continue reading Never Get A Day Off…

Making Sense of Change…

When I came across the quote above I knew nothing of Alan W. Watts.¬† But, as usual I got on Wiki to learn more. This guy was quite a character in life.¬† It just seemed that once he was doing something for any extended period of time he got bored with it an moved on to something else. It seems he re-invented himself a dozen times in his 58 years of life. Here is a quote from one of the reviewers of his autobiography In My Own Way on Amazon. Early on, he set out to be an independent intellectual, … Continue reading Making Sense of Change…

No More Lists…

My month-long hiatus from blogging a while back was more than just blogging. I pretty much ceased all my normal daily activity in favor of just doing what I felt like doing. Some days it was vegging out and some it was all day in the barn working on my micro-RV project of the last three years. And of course given that it was Spring, which is my favorite time of year, it was about sitting on my “mountain” and enjoying the view. One of the primary things I gave up during this period was keeping lists of my activity. … Continue reading No More Lists…

Epilog — Personal Resolutions…

This post finishes up my¬†multi-part “insights” series about where and how I go from here. ¬†My overall¬†goal is to do what is necessary¬†to live a happy, wild, and free retirement.¬†Some of my¬†commitments are personal in nature so I won’t be sharing them here. But I will give you the others.¬†It was a very enlightening time for me. I finally managed to “listen to myself” and gain some¬†new sometimes surprising insights: I vow¬†to be more tolerant of other’s beliefs but that does not mean I¬†will¬†let others run roughshod over me.¬†I believe that we are all praying to the same God. It … Continue reading Epilog — Personal Resolutions…

Insight 5 — Eccentricity

I talked a little about “craziness” in the last post but I want to expand that concept this time to include¬†eccentricity. A definition of this word is: a strange and unconventional behavior.¬†In some ways that fits my current life. I seem to be a person who always looks at the unconventional way of doing things. I just don’t generally go with the flow so to speak. Is eccentricity something I should value more in my retirement life? Here is a little about what Ernie Zelinski says about this topic.¬† ‚ÄúEccentricity is not, as dull people would have us believe, a … Continue reading Insight 5 — Eccentricity

Insight 3 — Personal Time… Doing Your Own Thing

This post is a continuation of the discernment period I recently spent on thought of where I go from here. I retired from the corporate world fifteen years ago and from my own business nine years ago. Since then I have struggled with my retirement years. ¬†Part of that struggle is due to the very different approaches to life between myself and my spouse. I love her dearly but we are two very different people. She is content with living a simple life of computer games, puzzles, TV, and naps. It is all she needs to have a fulfilled life. … Continue reading Insight 3 — Personal Time… Doing Your Own Thing

Insight 1 — Waiting For Fate…

One thing that helped me during my recent¬†discernment period¬†was a book by Ernie Zelinski entitled: How to Retire Happy, Wild, and Free.¬†Ernie has written several very popular books about retirement. I don’t really know what drew me to this one but it was worth the effort as it addressed many of my concerns that¬†other books on retirement have¬†not. It seemed this book was mainly a collection of clich√©s but that was ok. It was¬†what I needed. ¬†Let’s talk about a quote¬†from that book: Regardless of how talented you are and how successful you are in the workplace, there is some … Continue reading Insight 1 — Waiting For Fate…

A Dangerous Game…

Congressional leaders are playing a dangerous game with their constituents’ money, their livelihoods and their retirement savings. On Wednesday, all Congress did was flip over the hourglass on a game of chicken that cost our economy $24 billion and left America’s future up in the air — and, by doing so, may cause some of our hard-earned retirement savings to disappear into it. via Your Retirement: A Victim of the Debt Ceiling Deal – ABC News. Continue reading A Dangerous Game…

Discover Your Passion: Know Who You Are

  I had to discover a passion for retirement because I had worked all my life at something that I was not passionate about. I understood that in order to discover a passion I had to understand who I am. Figuring out who I am was not complicated, but it required time and effort. It took a lot of mental work, the hardest kind of work. It took a lot of experimenting and trial and error, the scariest kind of work. But almost anyone can do it. You don‚Äôt have to be a monk, priest, philosopher or psychologist. You don‚Äôt … Continue reading Discover Your Passion: Know Who You Are

Take a lifestyle cut in retirement — Please…..

Source: ¬†Don’t take a lifestyle cut in retirement — Fidelity Investments. I know the source article says basically the opposite of what the title is. That is because I think the article is, at its foundation, wrong. ¬†It wouldn’t hurt almost any of us to take a lifestyle cut now or even in retirement. I know that my wife and I are now living on a little over half of what we spent but prior to my retirement. We moved from the “high cost” State of New Jersey back to my roots in Indiana. ¬†We quit buying much of the … Continue reading Take a lifestyle cut in retirement — Please…..

Many have little savings as retirement looms

Source:¬†Many have little savings as retirement looms ‚Äď USATODAY.com. Ravages of the stock market. The people Redmond encounters most who are lacking sufficient retirement savings weren’t necessarily delinquent or negligent. Many had money saved but were wiped out by the sour stock market in the past decade and poor investment strategies, Redmond says. That’s what happened, in part, to Robert and Connie Cabana of Tampa, who are both in their 60s. Robert built up a sizable 401(k) working as a financial executive at Verizon. Connie was a business assistant for a local irrigation supply company. Connie was laid off four … Continue reading Many have little savings as retirement looms

Do Retirement Savings the Old Fashioned Way…

Let me start of by saying that I am by no means an investment professional but that doesn’t keep me from having an opinion. And I will also admit that looking backwards is a lot easier than looking forwards,¬†especially¬†in money matters. That being said there is something to saving for retirement the old fashioned way and that is to save the money while you are in your income earning years. Fortunately I retired just before the dot.com bubble burst. I had already moved much of my savings into more, some might say very, conservative areas that were somewhat unaffected by … Continue reading Do Retirement Savings the Old Fashioned Way…

Mom and Dad Are Getting a Divorce?????

The title to this post seems to be more frequent the last few years. When the kids are grown and out of the house (sometimes those are two totally separate events ūüôā ) then Mom and Dad make the announcement that they will no longer be living together. This often comes as a shock to the kids but maybe it shouldn’t. When Mom and Dad got married twenty-five or more years ago they were at one state of their lives. They had fallen in love and that alone is an overwhelming experience. But as the years progressed Dad took an … Continue reading Mom and Dad Are Getting a Divorce?????

Living Day to Day…

I have discovered another nice blog about retirement. It is http://retiredsyd.typepad.com The blog is called Retired Syd and is by a young lady (at least by my standards) who choose to retire in her 40s. She was an accountant in her working years. I didn‚Äôt realize accounting paid so much that you can retire with less than twenty years in the business! Maybe that fact would help one endure the boredom of all the number crunching (ha). Anyway, Syd is now on my regular view list. She definitely has a way with words. More power to her. I retired more … Continue reading Living Day to Day‚Ķ

Don’t worry that you may make the wrong decisions.

Retirement is not a onetime thing; it is a long term process. In earlier years when I was preparing for retirement I deemed it pretty much that event where I left the workforce and collected my virtual gold watch. But after that ceremonial event is when the real thing takes place. I must admit I struggled with just what to do for the first year or so of my retirement. I finally decided that I really didn’t want to fully retire so I ended up opening a woodworking cabinet shop. That lasted, to one success or another, for about six … Continue reading Don’t worry that you may make the wrong decisions.

Retirement Don’ts

  Don’t continually put off things you want to do until later. You never know how many days you still have on this earth especially when you are in your retirement years and the back door seems to be getting closer and closer. One of the things I think each of us should do is to make up a list of things you want to do before you die. I have made it known that one of my favorite travel books is entitled 1,000 Places To See in the USA Before You Die. Since traveling is one of those things … Continue reading Retirement Don’ts

Where are the Milestones??

One of the problems I have faced with retirement is the question “Where are the milestones?” I have up until retirement gauged most of my life by its milestones. They go something like this: Starting School My first communion Becoming a teenager Getting my driver’s license Graduating high school Deciding on college Being able to drink “legally” Graduating college Getting my first full time job Getting married Getting my first promotion Retirement Ok, so now I am at the last milestone on the list. What comes next? What is there to look forward to now? I have viewed my whole … Continue reading Where are the Milestones??

Retirement Investment Advisers…

  I think most investment advisers are actually in the “anti” ¬†retirement business as they scare us out of it by insisting that the you need as much income in retirement as you did before! They actually seem to be discouraging us from thinking about actually retiring! ¬†But then again they make their living taking a “small” percentage of your money in the process of ¬†fixing your mistakes and getting you ready for your¬†retirement¬†years! I guess that needing as much money after retirement as before might be true to some who have maxed out a bunch of credit cards, failed … Continue reading Retirement Investment Advisers…

Books on Retirement Living….

Yeah, I’m probably pretty typical of a retiree in that I have read several books on what to do in my retirement years. To be quite frank none of them have been terribly useful to me! But that does not mean they were not worth reading. They did incite me to think about various things. Most retirement books are pretty generic: Get a hobby, enjoy the simple things, adjust your spending‚Ķ. But there are tidbits of useful information out there. Just don’t expect a paradigm shift as a result of reading a retirement book. One of the things that retirement … Continue reading Books on Retirement Living‚Ķ.

Community Service…

One of the biggest walls I faced as I entered retirement was what am I going to spend my time on now that I seem to have so much!¬† Suddenly not going into my usual eleven hour a day job in the corporate world was traumatizing indeed.¬† I spent a lot of time flopping around like a fish suddenly pulled out of the pond. It took me some time to finally get the nerve up to try some community service activity.¬† I was somewhat apprehensive as I had no idea what I was getting myself into.¬† Like usual I procrastinated … Continue reading Community Service‚Ķ

Retirement Living…

One thing I haven’t mentioned yet about this blog is that it will be much about retirement living. Yeah, I know you are saying “You are in retirement and still don’t know what you want to do when you grow up?” Well, that is just who I am I guess! I retired, or I could say I was retired, from the corporate world ten years ago by a down sizing. I think the Hong Kong company that bought our corporate division just wanted to get rid of all the higher paid old people and I was included in that group. … Continue reading Retirement Living…