Medicare Here I Come … (Part 2)

This is the second of two posts about my experiences with recently joining the Medicare System. The first post gave you the types of plans that are offered to those who turn 65. There are a number of decisions that have to be made during this enrollment process. I have to warn you up front that this is really pretty boring stuff. I put it off as long as I could and if you are not that close to Medicare I would probably advise you to just skip this post ;) The first decision I had to make was to … Continue reading Medicare Here I Come … (Part 2)

Medicare Here I Come…. (Part 1)

I will soon move onto the Medicare roles. It has been quite a journey to get here so that is what this and the following post will be about. I hope the post might help some of you out there who will be going through the same thing in the coming months or years. I want to make it very clear that I am not by any means an expert in this area so what you will be getting is an ordinary guy’s view of these plans. In this post I will try to explain the options. The next post … Continue reading Medicare Here I Come…. (Part 1)

If It's So Great Then…..

A couple of posts ago was about the so-called Republican plan to change Social Security. It is championed by Congressman Ryan.  As I mentioned in that previous post this new social security is supposed to empower seniors to get the best plan available but they limit the choices to private insurance companies. I personally have had enough dealings with those for-profit insurance guys to know that profit, not the customers, is their far and away number one priority for them. If as Congressman Ryan suggests that his new plan is an improvement that “empowers” us then why don’t they “empower” … Continue reading If It's So Great Then…..

Are Commitments to Social Contracts Dead??

I worked over forty years of my life. During that time I paid social security taxes on almost all my income. Of course I realized that much of those taxes were used to pay my father and grandfather’s social security income and medical expenses. That was fine; that was the way it was supposed to be. After all there is a social contract in our country that says we will take care of elderly who have helped give us our many years of prosperity. That was the way it was. But is that social contract about to be aborted? Are … Continue reading Are Commitments to Social Contracts Dead??