Sometimes the journey into retirement just isn’t very joyous, in fact it can be a down right painful journey at times.
Like almost all of us I had many challenges in my early retirement years. I started my retirement from the corporate world at age 54 and like the cartoon above, I didn’t really have any retirement plan to guide me. The first few years were difficult but now after almost twenty years I think I have finally gotten most of it right.
This post is about the biggest shock among the many I encountered.