Inequity in the U.S.

Here is a quote from Jim Wallis over at Sojourners that will be the foundation for this post. Since the Occupy Wall Street movement began, the talk about inequality has been greater than I can remember it being for a very long time. This has been the elephant in the room in our discussions about the economy that nobody wanted to say out loud. In the last hundred years, there have been two peak periods of great inequality in American society—just before the Great Depression, and in 2008, right before our current Great Recession. And in the mysterious and secret … Continue reading Inequity in the U.S.

Don’t Just Read But Search & Ponder….

  Christ, in sending the [people] to the scriptures, sent them, not merely to read them, but carefully to search and ponder them. And did he not say, “Read the scriptures,” but “Search the scriptures.” … Their meaning is not expressed superficially or set forth in their literal sense, but, like a treasure, lies buried at a great depth. And those who seek for hidden things will not be able to find the object of the search if they do not seek carefully and painstakingly. – St. John Chrysostom Homily 41 (John 5:39-47), A.D. 390 From Wikipedia John Chrysostom (c. 347–407), Archbishop of Constantinople, was … Continue reading Don’t Just Read But Search & Ponder….

Just Go With The Flow….

The above title is something that many people espouse to live by.  But in my opinion you can’t just go with the flow in your retirement life. At least not the way I perceive it or at least not in the beginning. Going with the flow is allowing things to happen without much outside intervention. When we enter your retirement life each of us needs to have some plan on what we are going to do and what we hope to accomplish. Without that plan going with the flow could mean getting up every morning, watching TV all day and … Continue reading Just Go With The Flow….

My Right Brain is Screaming Lately…..

Scientists have discovered that the left side of our brains control our perceptions of logic and order while the right side controls our creativity. I have spent pretty much the last sixty five years of my life with the left side of my brain controlling what I do and what I think.  I was an engineer for thirty of those years and that meant I spent hours logically going about analyzing the task at hand and then solving it. The last part of those years were spent writing software applications for other engineers to use.  Yeah, some of that work involved creating thinking … Continue reading My Right Brain is Screaming Lately…..

We don’t want an America ‘made in China’…

Source:  Column: We don’t want an America ‘made in China’ – USATODAY.com. Let’s subtitle this post to “When Buying American Meant Something”. There are some rather disturbing things about the source article above. It seems very strange that a U.S. supplier would lose out to the China competitor for the glass used in the new Freedom Tower at the World Trade Center site! If there is anything that should be American made it would be at that site! Yet the business went out of country, although through several intermediary U.S. companies, because PPG Industries could not afford to pay the … Continue reading We don’t want an America ‘made in China’…

The Cost of Healthcare….

Now that I am finally a Medicare beneficiary I want to take a look back at the trip to get here. I will also be looking at how we do our healthcare relative to the rest of the industrial world. Let’s begin this journey. I have learned from experience that healthcare needs definitely increase as you get older.  I joke that I think my warranty expired when I turned sixty.  I am sure that I have been to the doctor more in the last five years than I had for the previous sixty combined. When I started out my adult … Continue reading The Cost of Healthcare….

Capitalism For Us and Socialism For The Capitalists….

The title to this post came from one of the organizers of the Wall Street protests that are taking place across the country. More power to the people baby!! :)  It basically infers that we ordinary people who take risks with our assets (money) have to pay the consequences of when we make the wrong decisions. But the capitalists, meaning those large Wall Street firms, can take big risks and if they are wrong the government will bail them out with our tax money as they are “too big to fail”! These protests are probably the result of our stagnant … Continue reading Capitalism For Us and Socialism For The Capitalists….

The Answer to the Debt Problem…

There should be a tax on every man that wanted to get a government appointment or be elected to office. In two years that tax alone would pay our National debt. – Will Rogers  March 22, 1925 I have to go back to my hero Will Rogers for answers to many of life’s problems. Given that we are in the middle of the primary season for president and the congressional stuff will be starting soon this seems like an answer to more than one problem. But I guess I should also include the following Once a man has held public … Continue reading The Answer to the Debt Problem…

If You Are a Christian There Are Consequences To Inaction…..

And the King will answer them, ‘Truly, I say to you, as you did it to one of the least of these my brothers, you did it to me.’ “Then he will say to those on his left, ‘Depart from me, you cursed, into the eternal fire prepared for the devil and his angels. For I was hungry and you gave me no food, I was thirsty and you gave me no drink,  I was a stranger and you did not welcome me, naked and you did not clothe me, sick and in prison and you did not visit me.’ Then they also will answer, … Continue reading If You Are a Christian There Are Consequences To Inaction…..

Poor Little Rich Kids…..

This excerpt from a Wall Street Journal article peaked my senses. It seems the rich, who we give massive tax breaks,  are aware that their kids will probably blow through their inherited wealth after they are gone.  What a bind to be in!  I bet they take all this planning and  trustees as tax deductions. It seems very ironic that while most of us are just trying to stay out of the poor house, and in any other house at all, there are those who worry about the other end of the spectrum. Instead of “cleverly written trusts” and “carefully chosen … Continue reading Poor Little Rich Kids…..

Here's to you Steve….

I guess everybody who has looked at any news source yesterday know that Steve Jobs, one of the founders of Apple Computer, passed away this week of pancreatic cancer.  He was only 56 years old.  Steve was definitely not one who was afraid of pushing the envelope of life and particularly our technology life. In that regard he was a hero of mine. I myself pushed the status quo a few times in my technical life but nothing compared to him. In 1970, when Steve was fifteen years old, I started out my career as an electric engineer. Then in … Continue reading Here's to you Steve….

Federal and Military Employee Compensation…

Source:  Military retirees say benefits hard-earned – USATODAY.com. The news in the article above came as somewhat a shock to me.  I often hear that the military pay is substandard; that we are forcing our soldiers to live in poverty. The graph to the right seems to go against those words.  It seems that being a federal employee including ones in the military that your compensation is well above those in the private sector.  In fact being in the private sector is putting you at the bottom of the total compensation ladder in this graph! I certainly appreciate the comments … Continue reading Federal and Military Employee Compensation…

By Being a Follower….

Source Article:  Republicans unready to rout Obama – chicagotribune.com. What I find most interesting about this article is quote below. America is finally wising up to President Barack Obama, a nice guy who prepared for the presidency by being a follower, by avoiding confrontation while cozying up to City Hall. These words are from a long time Chicago Tribune reporter. Of course Chicago is the adopted home of Barak Obama. Maybe I heard these words during the campaigns of 2008 but they were drowned out by all the rhetoric and “change” words that were flying around at the time. I don’t … Continue reading By Being a Follower….

"Plays Well With Others"….. maybe??

Source:  Leaders of deficit panel say public’s confidence at stake – USATODAY.com. Since this is an optimistic post and I am short of optimism lately it will be a short one. In these times of total political gridlock it is nice to see at least some conciliatory words from the members of the “super committee”. These are the members of congress who have been assigned to come up with a plan for deficit reduction by sometime in November. Maybe, just maybe some in Washington are beginning to “get it”. With less than one in five citizens thinking they are doing a good job they certainly need to get … Continue reading "Plays Well With Others"….. maybe??

What goes around…(The Post Office)

Source: Post office turns to small-town mini-mart for savings – USATODAY.com. There is an old saying  “What goes around comes around” and that seems to apply to the much beleaguered Post Office. According to the above article they are starting to move small town post offices out of their specialized government owned building and back into local retail establishments.  I am old enough to remember that when I lived in a rural community while I was growing up the post office was in the general store/grocery. According to the article above they are planning to close around 3,700 offices and move them elsewhere. If they had … Continue reading What goes around…(The Post Office)

Living Debt Free….

The average consumer carries over $16,000 in credit card debt. And there is usually a mortgage and probably a car loan in the pile too. They say the total personal debt of U.S. consumers is over $11 trillion.  Unfortunately many of those are middle aged and moving into their retirement years. With all this debt they are obviously not putting away much for their later life. It is quite startling how much debt many seniors today carry into their retirement! Four out of ten carry a mortgage with them into their golden years. Almost five out of ten carry a … Continue reading Living Debt Free….

Quotes — The Wisdom of Lincoln…

Discourage litigation. Persuade your neighbors to compromise whenever you can. As a peacemaker the lawyer has superior opportunity of being a good man. There will still be business enough.   Abraham Lincoln The advice in this quote is needed more today than it was even in Lincoln’s time. Most of the people in Congress are, as Lincoln himself was, lawyers by trade. A few posts ago I lamented about how we need a true leader during these trying times. Lincoln was definitely a leader during even more trying times than we find ourselves in now. If only the members of … Continue reading Quotes — The Wisdom of Lincoln…

Medicare Here I Come … (Part 2)

This is the second of two posts about my experiences with recently joining the Medicare System. The first post gave you the types of plans that are offered to those who turn 65. There are a number of decisions that have to be made during this enrollment process. I have to warn you up front that this is really pretty boring stuff. I put it off as long as I could and if you are not that close to Medicare I would probably advise you to just skip this post ;) The first decision I had to make was to … Continue reading Medicare Here I Come … (Part 2)

Medicare Here I Come…. (Part 1)

I will soon move onto the Medicare roles. It has been quite a journey to get here so that is what this and the following post will be about. I hope the post might help some of you out there who will be going through the same thing in the coming months or years. I want to make it very clear that I am not by any means an expert in this area so what you will be getting is an ordinary guy’s view of these plans. In this post I will try to explain the options. The next post … Continue reading Medicare Here I Come…. (Part 1)

Getting Beyond Ourselves….

O God, be Thou exalted over my possessions. Nothing of earth’s treasures shall seem dear unto me if only Thou art glorified in my life. Be Thou exalted over my friendships. I am determined that Thou shalt be above all, though I must stand deserted and alone in the midst of the earth. Be Thou exalted above my comforts. Though it mean the loss of bodily comforts and the carrying of heavy crosses I shall keep my vow made this day before Thee. Be Thou exalted over my reputation. Make me ambitious to please Thee even if as a result … Continue reading Getting Beyond Ourselves….

The Road Ahead….

This picture has meaning beyond its reality. I have been pondering the road ahead probably too much lately. In today’s environment that can indeed be very depressing. When I came across this picture of the beautiful sky at the end of the road it made me think of a possible silver lining in the days ahead. If all of us would just stop and think beyond ourselves to our creator maybe we could put aside some of our bitterness and political divide and come together for the common good of our nation, our world, and the human race. I can only … Continue reading The Road Ahead….

Where Are You When We Need You??

None of them from any party are going to purposely ruin the country. They will all do the best they can. -July 8, 1928 Will Rogers If I had run across this quote ten or maybe even five years ago I would have undoubtedly agreed that it applies to our times. But given what has occurred since then I am just not so sure anymore. There just seems to be so much mistrust, I might even call it hate in some circles, that I am just not sure now. It seems that one party is more willing to see the country fail rather … Continue reading Where Are You When We Need You??

I Just Don't Belong….

I started out my adult life as a Republican who voted for Richard Nixon in 1972 but after Reagan became president in 1980 I was pushed into the Democrat party by all his radical and anti-people policies. Things like “trickle down” and “cutting taxes to increase taxes” just made no sense to me and ended up being total nonsense in its practice.  He was probably the original modern day deficit king. I’m not sure who I voted for in 1988; neither candidate seemed to be really qualified. It was a boring election. In 1992 I voted for Clinton and then for him … Continue reading I Just Don't Belong….

Do Retirement Savings the Old Fashioned Way…

Let me start of by saying that I am by no means an investment professional but that doesn’t keep me from having an opinion. And I will also admit that looking backwards is a lot easier than looking forwards, especially in money matters. That being said there is something to saving for retirement the old fashioned way and that is to save the money while you are in your income earning years. Fortunately I retired just before the dot.com bubble burst. I had already moved much of my savings into more, some might say very, conservative areas that were somewhat unaffected by … Continue reading Do Retirement Savings the Old Fashioned Way…

Many U.S. schools adding iPads, trimming textbooks

Source:  Many U.S. schools adding iPads, trimming textbooks – USATODAY.com. I am a techie at heart; always have been. So it did my heart good to see this article about how many schools are now moving away from hard bound books to electronic versions. It is about time we moved into the twenty first century in some of our educational processes. From the personal interactions in the past I have found that some teachers, like so many others, shy away from technology. The educational training academics just did not have much room for forward looking things. This trend is similar to the one taking … Continue reading Many U.S. schools adding iPads, trimming textbooks

Knowledge Is a Good Thing, But….

I recently read a post by a fellow blogger Bill Birnbaum about being knowledgeable on the topic of music among other things. His post got me to thinking about how I seem to be less interested in maintaining or increasing my knowledge of the world around me lately. I am a person who never got out of the habit of asking “Why?” I do continue to do it even in my senior years but it seems that I am just not as driven to find the answers that I once was. Why is that? (ok, that is another “why” that I will … Continue reading Knowledge Is a Good Thing, But….

A Slice of Life….

I have been in an artsy mood lately so have been playing with my photo portfolio. I have decided to make the header picture here into what I call “A Slice of Life”.  This will be where I select a picture from my portfolio and take a narrow slice out of it. In some cases the picture will make sense; in others it will be hard to tell what the origin of the slice really means. In some cases I will tell you what the picture are about and sometime I will just let you guess. :) If you don’t … Continue reading A Slice of Life….

A Tribute To….

This post is a tribute to all those who lost their lives on September 11, 2001 and everyday since then: To the 3,000 who lost their lives because of the terrorist attacks. To the 100,000 Coalition Soldiers killed and wounded in Iraq. To the 13,000 Coalition Soldiers killed and wounded in Afghanistan. To the 400,000 Iraqi Citizens who have been killed or wounded. To the 410,000 U.S. citizens who have lost their lives to drunk drivers since the attacks. To the 11,000,000 who have died as a result of starvation and lack of good drinking water since the attacks. I mourn each and every … Continue reading A Tribute To….

Looking Back On My Favorite Personal Posts….

Occasionally I look back over some of my previous posts and discover that they defined a milestone in my life. I wanted to bring this one forward again as one of those moments. This was the point in my life where I discovered I really am a “senior”. Somewhat disturbing at the time but an accepted norm today. <<<<<<<<<<<<<<<<<<<<<<>>>>>>>>>>>>>>>>>>>>>>>>>>>> January 2, 2010 By RJ  As you know I have been spending much of this holiday season scanning in photo albums from the past. It has been quite a journey so far and I have not yet gotten into all the wedding photos yet  . This has … Continue reading Looking Back On My Favorite Personal Posts….